The nice part about a classic fixed annuity is that the insurance company guarantees its go back and a constant payout after annuitization. But with a long retirement ahead(equity indexed annuities), you’ll take some inflation protection to cancel out the fixed payout. Should you consider equity indexed annuities for that potential to offset inflation? [...]Fixed annuities assure your income based on current interest rates. Going through a long retirement horizon, you may want to think about relying a little on the markets to improve you annuity income. Equity-indexed annuities offers that possibility, but you must understand how it works. Equity-indexed annuities combine top features of traditional insurance products (assured [...]As an older retiree, you may no longer wish to worry about market fluctuation effects on the segment of your investments you rely on to give you income. annuity payments will provide stability in your retirement years. In that case, you may want to convert those to an annuity to give you a fixed payment [...]Fixed annuities promise your income based on current interest rates. A annuity company can help you make the right decisions. Experiencing a long retirement horizon, you may want to take into account relying a little on the markets to boost you annuity income. Equity-indexed annuities offers that opportunity, but you must understand how it works. [...]There’s no such thing as a Medicaid annuity. Annuities may however help some people refuge assets so that they can get State Medicaid program benefits. The reader is encouraged to see an eldercare attorney in your local area to know the laws that are enforced in your state. Medicaid rules differ from state to state [...]For retirees, the best feature of fixed annuities is the confidence that it will provide a person with a fixed income for life. Nevertheless all investments have their bad and their good points; and fixed annuities are no different. Let’s overview some of the fixed annuities summarized in the table. Pros regarding annuities The three [...]Fixed annuities guarantee your income based on current interest rates. Facing a long retirement horizon, you may want to consider relying a little on the markets to enhance you annuity income. Equity index annuities offers that chance, but you must understand how it works. Equity index annuities combine features of traditional insurance products (guaranteed minimum [...]Interested in making a sizeable gift to charity but at the same time setting up a lifetime income for the remainder of your retirement years? That’s what Charitable Annuities are all about. And the American Council on Gift Annuities[1] (ACGA) has been helping donors find charities for since 1927. Let’s see how charitable annuities work… [...]Interested in making a sizeable gift to charity but at the same time setting up a lifetime income for the remainder of your retirement years? That’s what Charitable Annuities are all about. And the American Council on Gift Annuities (ACGA) has been helping donors find charities for since 1927. Let’s see how charitable annuities work… [...]While annuities might be appropriate investments for those in search of tax deferral, they are also among the most illiquid purchases available. Once the initial “free-look” period of time has expired, annuity owners are usually locked into the contract for the duration of the term, or they have to shell out a surrender charge to [...]